01
Open your account
Submit KYB once and get verified in about five minutes on Stripe Connect.
Instant payouts · now live
Payments infrastructure, minted for modern businesses.
Branded checkout, five-minute onboarding, and honest settlement — one platform, built on Stripe Connect.
No setup fee · Failed charges are free · 135+ currencies
Available balance
$48,210.64
Recent charges
TodayAtlas Studio
Visa ••42
$1,240.00SucceededNorthwind Co.
Mastercard ••08
$612.50SucceededBay & Reed
Amex ••11
$3,980.00SucceededLumen Labs
Visa ••77
$248.90Succeeded
Trusted with payments on the rails your customers already use.
- Visa
- Mastercard
- Amex
- Apple Pay
- Google Pay
- SEPA
- ACH
- Link
- iDEAL
- Bancontact
Live
Watch the money land, in real time.
Every charge, settlement and payout streams into your dashboard the instant it happens — no refresh, no waiting, no reconciliation lag.
Processed today
$184,920
Charges / min
37
Live activityflorin.dashboard
- Northwind Co.Apple Pay$64.50Succeeded
- Atlas FreightSEPA$940.00Authorized
- Marigold CaféMC ••08$18.75Succeeded
- Verdant LabsVisa ••91$312.20Succeeded
- Pier & Co.Apple Pay$47.00Succeeded
Streaming live184,920 processed today
The platform
Everything to accept money, in one place.
From the first checkout to settlement, Florin gives you the full payment stack — branded, compliant and built for builders.
Branded checkout
A hosted payment page that looks like you — your logo, your colours, your domain. Cards, wallets and local methods, ready out of the box.
Aurelia Studio
SecureTotal due€248.00
•••• •••• •••• 4242
09/29Five-minute KYB onboarding
Verify your business and go live the same day — no paperwork marathon.
Business
Owners
3Bank
4Live
Real-time dashboard
Watch volume, authorisation and disputes update live as money moves.
€38,420 12.4%
Honest payouts
Settled to your bank on a predictable T+1 schedule. No surprises.
Next payout · T+1Arrives Jun 27
€12,940Chargeback & fraud protection
Adaptive risk scoring and 3-D Secure 2 keep losses low and approvals high.
Risk engine active3-D Secure 2
Developer API & webhooks
A clean REST API, typed SDKs and signed webhooks. Integrate in an afternoon.
const charge = await florin.charges.create({ amount: 2480 })Branded checkout
Your checkout, your brand — not ours.
A checkout that disappears into your product. Headless and fully brandable — logo, colors, fonts and your own domain. Ship it as a hosted page or embedded components, with Apple Pay, Google Pay, cards and SEPA, all from one line of code.
- Headless & fully brandable. Your logo, your colors, your fonts — served from your own domain.
- Hosted page or embedded. Drop in a hosted checkout or compose embedded components inline.
- Every modern method. Apple Pay, Google Pay, cards and SEPA — handled out of the box.
- One line to mount. A single snippet renders the whole flow. We sweat the rest.
Acme Supply Co.secure
$128.00
Order #FL-2048
Apple PayCard
•••• •••• •••• 4242
MM / YY
•••
Powered by Florin
Overview
Payouts
Ledger
Last 30 days
Volume
$214k
+12.4%
Payouts
$48.2k
+3.1%
Disputes
0.2%
-0.1%
Volume
10 mo
DateDescriptionMethodAmountStatus
- Jun 24Northwind StudioVisa ·· 4291$1,240.00Succeeded
- Jun 24Atlas SubscriptionsACH ·· 0098$320.00Succeeded
- Jun 23Meridian Ltd.Mastercard ·· 7733$2,980.50Succeeded
- Jun 23Order #10428 refundVisa ·· 1102−$84.00Refunded
Dashboard & Ledger
Every cent, reconciled.
Watch balances and payouts move in real time, export a ledger your accountant will actually thank you for, and let automatic reconciliation close the books while you sleep — all behind role-based access.
- Real-time balances and scheduled payouts
- A clean, exportable ledger (CSV / API)
- Automatic reconciliation on every settlement
- Role-based access for your whole team
HOW MONEY MOVES
From tap to bank, in one rail.
Every payment follows the same calm path — authorized, screened and settled — while a single gold thread carries the money end to end.
Customer
taps to pay
Authorize
Checkout
card · wallet · SEPA
Process & screen
Florin
one secure rail
Settle T+1
Your bank
settled funds
≈1.4s
to authorize
3-D Secure 2
risk screening
T+1
payout rhythm
HOW IT WORKS
Live in a day, not a quarter.
Three calm steps from sign-up to your first settled payout — no integration sprints, no waiting on a roadmap.
02
Brand your checkout
Your logo, colors and domain — a hosted page or embedded components.
03
Start collecting
Accept cards, wallets and SEPA; funds settle to your bank on a T+1 rhythm.
Built for scale
Numbers we stand behind.
Infrastructure built for volume from day one — measured, audited, and accountable to the businesses that depend on it.
0.00%
uptime, last 12 months
0+
settlement currencies
0 min
median onboarding (KYB)
T+1
standard payout speed
Trust & compliance
- SOC 2 Type II
- PCI-DSS Level 1
- AES-256
- 3-D Secure 2
- Idempotent webhooks
- OFAC screening
ESTIMATE
See what you keep.
Drag the sliders to estimate your Florin costs at 1.4% + $0.25 per successful charge.
$50,000
$1,000$1,000,000
$80
$5$500
You keep
$49,144
- Volume
- $50,000
- Est. transactions
- 625
- Florin fee
- $856
- Effective rate
- 1.71%
You save ~$781/mo vs flat 2.9% + $0.30
Estimate only. Failed charges are free; volume lowers the rate.
INTEGRATIONS
Works with your stack.
Connect the tools you already run — or build your own with the REST API and signed webhooks.
Shopify1-click app
WooCommercePlugin
WebflowEmbed
ZapierAutomations
HubSpotCRM sync
NotionEmbeds
SlackAlerts
REST APIBuild anything
Plus a typed SDK for Node, Python, Go and Ruby.
Pricing
One honest rate. You pay on success.
The whole stack is included — components, SDK and every API call. Failed charges are free, there's no setup fee and no monthly minimum, and volume lowers the rate.
Pay as you go
1.4%+ $0.25
per successful payment
- Charge
- $100.00
- Florin fee
- −$1.65
- You keep
- $98.35
- All components, SDK & API
- Failed charges are free
- No setup or monthly minimum
- Payouts T+1
Most popular
Scale
Custom
volume rate
- Discounted volume pricing
- Dedicated support & SLA
- Interchange++ option
- Named account manager
Prices in USD. EUR/GBP available. No hidden fees.
FAQ
Questions, answered.
The details behind the numbers. If something isn’t here, we’re one message away.
1.4% + $0.25 per successful charge, with the whole stack included. Failed charges are free, there's no setup fee and no monthly minimum. As your volume grows, the rate comes down automatically.
KYB typically takes around 5 minutes, and most accounts go live the same day. Verification runs on Stripe Connect, so the checks are rigorous without the back-and-forth.
We support 135+ settlement currencies and merchants across the EU, UK and US (with more coming). Payouts always land in your local currency.
Standard payout is T+1 on a rolling schedule, with transparent reconciliation in the dashboard so every cent ties back to a charge.
Florin is built on Stripe Connect. We add branded checkout, faster onboarding, honest pricing and tooling on top. Funds are processed by Stripe throughout.
Every payment runs through 3-D Secure 2 and real-time fraud screening, backed by a chargeback shield with evidence automation. You're alerted in-dashboard the moment something needs attention.
Still have questions? Talk to our team
Get started
Start accepting payments this week.
Open an account, brand your checkout, and go live on Stripe Connect — no setup fee, cancel anytime.
No setup fee · Failed charges are free · Live in a day